MPG and Insurance

MegaWilhelm · 09-09-2008, 08:21 PM

What kind of bike is cheapest to insure, And what type gives the most miles per gallon?

Overall, What bike is the most cost effective?

Thanks,
Will

robertall · 09-09-2008, 08:25 PM

I have a Honda CG 125.

Top speed is about 80mph (but mine is an import, and UK spec will do 65mph).

It does about 80mpg (UK spec does 100mpg) and my insure, 3rd party, 17 years old, 1 claim and no NCB...£220.

UK spec is cheaper to insure...too.

And they draw the attention of older people rather than the police. They are quiet and nippy.

Or if you fancy something with a bit of power, Honda NSR 125, but insurance will be twice as much, but it goes over 100mph.

Rob

thunderlad · 09-09-2008, 08:27 PM

Some good advice there Rob......but it does come down to where your from, age, experience of driving(ie...car), where the bike is kept.

druidsam · 09-09-2008, 08:28 PM

insurance is going to depend on a lot of different factors,where you live,engine size,any convictions,no claims discount, your age. best idea is to get some online quotes,, here https://bikeinsurance.tescofinance.c...PPC-TES-BKE-EP is as good a place as any to start, and mpg will depend on engine size,type of bike,youre weight.. my 125 would do about90 mpg at best, my 600 does 45mpg on a good day and 30mpg on a great day

.............................Sam

grotbag · 09-09-2008, 08:30 PM

Quote:

Originally Posted by MegaWilhelm

What kind of bike is cheapest to insure, And what type gives the most miles per gallon?

Overall, What bike is the most cost effective?

Thanks,
Will

There's loads of info on insurance around the forum Will, have a wander around and read some of the threads, but remember that your won't be the same as anyone elses because post codes are taken in to account

MegaWilhelm · 09-09-2008, 08:51 PM

Yeah, I got a quote of around 170 pounds for a PEUGEOT XP6 S BLACK,
(Yeah, forgot to mention 50cc

)
Thats for third party.

So, do all 50's do about the same MPG?

thunderlad · 09-09-2008, 08:53 PM

Roughly yeah, depends on how you ride them.....

robertall · 09-09-2008, 09:15 PM

Have a look on adrian flux (google it), they have information on quotes and policies on their site. Have a look at it, and you can see roughly what it will cost.

Rob

ruthb · 09-09-2008, 09:25 PM

Shop around for insurance, use the comparison web sites and dont think that the big names will find u the best deals because in my experience the opposite is true. i had my 125 insured with bennetts and when I changed to the 250 they wouldn't quote me and wanted to charge me a cancellation fee on a policy that still had 5 months to run. When I told them I would just let it run out in due course thay got proper snotty with me.

09-09-2008, 08:21 PM	#1 (permalink)
MegaWilhelm Member Join Date: Sep 2008 Location: Lincolnshire Posts: 85	MPG and Insurance What kind of bike is cheapest to insure, And what type gives the most miles per gallon? Overall, What bike is the most cost effective? Thanks, Will

09-09-2008, 08:25 PM	#2 (permalink)
robertall Senior Member Join Date: Apr 2008 Posts: 456	Re: MPG and Insurance I have a Honda CG 125. Top speed is about 80mph (but mine is an import, and UK spec will do 65mph). It does about 80mpg (UK spec does 100mpg) and my insure, 3rd party, 17 years old, 1 claim and no NCB...£220. UK spec is cheaper to insure...too. And they draw the attention of older people rather than the police. They are quiet and nippy. Or if you fancy something with a bit of power, Honda NSR 125, but insurance will be twice as much, but it goes over 100mph. Rob
robertall Senior Member Join Date: Apr 2008 Posts: 456	Honda CG 125 CDI Import

09-09-2008, 08:27 PM	#3 (permalink)
thunderlad Senior Member Join Date: Jul 2008 Location: Chester Posts: 861	Re: MPG and Insurance Some good advice there Rob......but it does come down to where your from, age, experience of driving(ie...car), where the bike is kept.
	LIVE IN 5TH GEAR

09-09-2008, 08:28 PM	#4 (permalink)
druidsam Moderator Join Date: Jun 2007 Location: central scotland Posts: 5,750	Re: MPG and Insurance insurance is going to depend on a lot of different factors,where you live,engine size,any convictions,no claims discount, your age. best idea is to get some online quotes,, here https://bikeinsurance.tescofinance.c...PPC-TES-BKE-EP is as good a place as any to start, and mpg will depend on engine size,type of bike,youre weight.. my 125 would do about90 mpg at best, my 600 does 45mpg on a good day and 30mpg on a great day .............................Sam
	trust me! im a druid

09-09-2008, 08:51 PM	#6 (permalink)
MegaWilhelm Member Join Date: Sep 2008 Location: Lincolnshire Posts: 85	Re: MPG and Insurance Yeah, I got a quote of around 170 pounds for a PEUGEOT XP6 S BLACK, (Yeah, forgot to mention 50cc ) Thats for third party. So, do all 50's do about the same MPG?

09-09-2008, 08:53 PM	#7 (permalink)
thunderlad Senior Member Join Date: Jul 2008 Location: Chester Posts: 861	Re: MPG and Insurance Roughly yeah, depends on how you ride them.....

09-09-2008, 09:15 PM	#8 (permalink)
robertall Senior Member Join Date: Apr 2008 Posts: 456	Re: MPG and Insurance Have a look on adrian flux (google it), they have information on quotes and policies on their site. Have a look at it, and you can see roughly what it will cost. Rob
robertall Senior Member Join Date: Apr 2008 Posts: 456	Honda CG 125 CDI Import

09-09-2008, 09:25 PM	#9 (permalink)
ruthb Member Join Date: Jul 2008 Location: Warrington Cheshire Posts: 84	Re: MPG and Insurance Shop around for insurance, use the comparison web sites and dont think that the big names will find u the best deals because in my experience the opposite is true. i had my 125 insured with bennetts and when I changed to the 250 they wouldn't quote me and wanted to charge me a cancellation fee on a policy that still had 5 months to run. When I told them I would just let it run out in due course thay got proper snotty with me.

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